Hard Money Commercial Real Estate Loans
When time is of the essence and conventional lending institutions demand endless paperwork, you need rapid, flexible capital to seize fleeting market opportunities. We arrange hard money loans and private money loans focused purely on the inherent, underlying value of your property. By completely bypassing strict personal credit hurdles and tedious documentation delays, we provide the immediate liquidity required to close competitive, high-value commercial real estate transactions.
Breaking Down Barriers With Private Money Solutions
A1Funder operates as your dedicated placement agent, tapping deep into private money markets. We secure high-yield hard money loans and investment property loans for ambitious developers requiring immediate liquidity, bypassing strict underwriting to deliver lightning-fast approvals for major commercial assets.
Hard Money Financing Programs
We tap into an elite network of private lenders, family offices, and specialized funds to offer comprehensive hard money products, tailored to your deal's specific parameters.
Loan Size:
$200,000 to $75,000,000
Max LTV:
Up to 85% LTV (Standard) | 50% As-Is LTV (Equity-Only) Asset-based lending (ABL)-
Max LTC:
Up to 100% of Construction Costs / 75% LTARV (Fix & Flip)
Loan Term:
12 Months to 5 Years
Rates:
Starting at 8.75% to 16.99%
Origination Fee:
1.0% to 5.0%
Payment Type:
Interest-Only options available
Minimum FICO:
0 (No FICO minimum for Equity-Only) | 620+ for specific rehab funding
Closing Time:
1 to 4 weeks (Standard to Complex files)
Why Choose Our Hard Money Services
We leverage your property’s profound asset strength when traditional banks say no. Our fast-acting capital solutions are meticulously designed for speed and certainty of execution. We eliminate the frustrating friction of conventional lending, empowering developers to confidently bid on massive properties, rescue distressed assets, or execute rapid repositioning strategies.
Incredibly fast approval processes for hard money loans and private money loans, ensuring you never miss a lucrative real estate acquisition.
Asset-based lending structures that are entirely cash-flow independent, focusing strictly on collateral value over traditional borrower credit profiles.
Ideal financial solutions for distressed investment property loans, severe problem files, and urgent, time-sensitive commercial acquisitions.
Robust funding tailored for complex fix & flip loans, allowing you to quickly acquire, renovate, and stabilize underperforming real estate assets.
Direct access to private funding sources comfortable with funding massive, unconventional, or highly complex commercial properties nationwide.
Customized transitional loans that successfully bridge the financial gap until long-term permanent financing or a lucrative property sale is achieved.
Ready to Get Started?
Schedule a free estimate with us today!